Baselane vs Innago: which fits your rentals in 2026?
Pricing and features verified from vendor pricing pages on 2026-07-04.
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Both have free plans, so the decision comes down to where each one hides its costs — check the per-transaction and tenant-side fees in the tables above, because those are what you (or your tenants) will actually pay. Baselane covers integrated banking — which Innago doesn't. Innago counters with maintenance tracking, listing syndication, leases & e-sign, missing from Baselane. Who each fits: Financially-minded landlords who care most about banking, bookkeeping, and taxes and will pair it with other tools for leasing. Small-to-mid-size landlords who want a genuinely free, full tenant-management workflow and don't mind tenant-side payment fees.
Pricing, side by side
| Starting price | Free tier | Free tier |
| Pricing model | flat | flat |
| Plans | Core — $0/mo Free: banking (unlimited checking/savings, tiered APY, debit cards), bookkeeping, rent collection, tax package Smart — $20/mo $20/mo, 30-day free trial; adds 2-day rent deposits, auto-tagging + receipt matching, balance sheet and cost-seg reports, shared role-based access, priority support | Free — $0/mo No monthly fee, no setup fee, no contract; unlimited units — revenue comes from tenant-side transaction and screening fees |
| Annual discount | — | — |
| Tenant screening | From $24.99, paid by applicant | $30 paid by applicant for credit + criminal reports, $35 with eviction history added |
Feature checklist
| Feature | ||
|---|---|---|
| Tenant screening | ✓ | ✓ |
| Online rent collection | ✓ | ✓ |
| Accounting & reporting | ✓ | ✓ |
| Maintenance tracking | — | ✓ |
| Listing syndication | — | ✓ |
| Leases & e-sign | — | ✓ |
| Integrated banking | ✓ | — |
| Landlord mobile app | ✓ | ✓ |
Strengths and trade-offs
Baselane
For- Only major landlord tool with real integrated banking — free checking/savings with tiered APY and virtual cards
- Best-in-class bookkeeping: auto-categorized transactions, Schedule E tax package
- Free core plan with no account, maintenance, or minimum-balance fees
- Tenant ACH fee waived when rent deposits into a Baselane account
- Not full property management software — no listings, leases, or maintenance tracking
- $2 ACH rent fee unless deposits go to Baselane banking (soft lock-in to their bank)
- 2-day deposits, advanced reports, and shared access all require the $20/mo Smart plan
- Banking is via fintech partner Thread Bank, not a direct chartered-bank relationship
Innago
For- Entirely free for landlords — no monthly, setup, per-unit, or per-lease fees
- Free lease templates and unlimited eSignatures included
- Full tenant workflow: applications, screening, invoicing, maintenance in one place
- Frequently praised responsive human support
- Tenants pay $2 per ACH payment and 2.99% for cards unless the landlord absorbs it
- No integrated banking or high-yield cash accounts
- Accounting is lighter than Stessa or Buildium; larger operators often pair it with QuickBooks
Frequently asked questions
Is Baselane cheaper than Innago?
Baselane has a free plan; paid tiers start at $20/mo (flat). Innago is free for landlords — it monetizes through tenant-side fees instead of subscriptions. Subscription price isn't the whole story — compare tenant-side ACH and screening fees too. Screening: Baselane From $24.99, paid by applicant; Innago $30 paid by applicant for credit + criminal reports, $35 with eviction history added.
What does Baselane have that Innago doesn't?
Baselane: Integrated banking. Innago: Maintenance tracking, Listing syndication, Leases & e-sign.
Which is better for a small landlord with 1–5 units?
Financially-minded landlords who care most about banking, bookkeeping, and taxes and will pair it with other tools for leasing. Small-to-mid-size landlords who want a genuinely free, full tenant-management workflow and don't mind tenant-side payment fees. If you're still unsure, start with whichever has the free tier — you can export your data and switch later.